Nominally, this blog is about saving money to achieve a speedy retirement, but getting there by cutting your life to the bone is boring. Instead, I got ahead by growing my revenue. There’s many things we can do to invest in ourselves and have that be a source of “dividends” down the line. Way back Continue reading

Risk is everywhere, but it goes hand in hand with reward. When approaching early retirement, the question becomes: how much risk do you tolerate? Oh, but the question might manifest in different ways: What’s a “safe” withdrawal rate?[1] Should you have a mortgage (or any other kind of debt)? My stance is, don’t fuck it Continue reading

I’m quite the genius when it comes to managing money. Just kidding, I’m an idiot. I’m a master at making terrible investment decisions. Like I have a special talent for wasting my hard-earned money. But hey, maybe we all can laugh and learn from my blunders. Real Estate While there’s never-ending chorus of people extolling Continue reading

By this point, I’m sure some among you are wondering, “Who the hell is this guy claiming to be financially independent and yet can’t stop running his mouth about spending money?”— well, I’m not above flexing my bona fides, dear reader. I knew I had really made it when I paid off my school loans Continue reading

Dear reader, I’m a fatty[1]. You know, sometimes I can’t help but notice that people don’t value their time properly. It’s like they’re allergic to free time or something! Picture this: you’re on your journey to financial independence, and you come across a troubling situation. Your cable bill has skyrocketed by a whopping two whole Continue reading

“Now what?” The Financial Independent is about freedom: How you can use money to buy not just goods and services, but your own freedom – to buy back your very life. This blog is my story of how I got here, the choices I made, the mistakes and successes, and where I plan to go Continue reading